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Top-Up Loan

A facility provided by banks , housing finance companies and other financial institutions that allows you to borrow a certain amount of money over and above your home loan. Several factors are taken into consideration before granting the top-up loan. Institutions check the repayment ability and past track records in relation to the repayment of the previous home loan. If credit report is favourable, the banks grant the top-up loan by charging some processing fee.