Home Loan/ Loan Against Property/ Balance Transfer/ Top-Up/ Personal Loan
Home Loan/ Loan Against Property/ Balance Transfer
Get us a file of 10 - 25 Lakhs, Earn INR 7500/- per file. Get us a file of 25 – 50 Lakhs, Earn INR 15000/- per file. Get us a file of 50 Lakhs & above, Earn INR 25000/- per file. **BONUS: Disburse 3 or more files within a month through QuickPaisa.in and Earn Rs 10,000/- extra.
Personal Loan/ Business Loan Disburse minimum 5-10 Lakhs in a month, Earn Rs 7500/- Disburse minimum 10-20 Lakhs in a month, Earn Rs 15000/- Disburse minimum 20 Lakhs & above in a month, Earn Rs 30000/-.
Terms & Conditions:
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It is an unsecured loan taken by individuals from a bank or a non-banking financial company (NBFC) to meet their personal needs. It is provided on the basis of key criteria such as income level, credit and employment history, repayment capacity, etc. Unlike a home or a car loan, a personal loan is not secured against any asset. As it is unsecured and the borrower does not put up collateral like gold or property to avail it, the lender, in case of a default, cannot auction anything you own. The interest rates on personal loans are higher than those on home, car or gold loans because of the greater perceived risk when sanctioning them. However, like any other loan, defaulting on a personal loan is not good as it would reflect in your credit report and cause problems when you apply for credit cards or other loans in future.